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What is Financial Literacy?
Financial literacy is the ability to effectively manage financial resources, grounded in a strong foundation of knowledge, skills, and access. To build this capacity, individuals need both an understanding of and access to key financial services, products, and concepts.
With proper financial literacy, you can make informed decisions, achieve your financial goals, and confidently navigate economic challenges.
Take the First Step
Register for an upcoming Financial Freedom seminar and begin your journey to financial wellness today!
Why is Financial Literacy Important?
Started in 2003
The focus on Financial Literacy started as an initiative to educate youth about money matters, but has broadened to raise awareness of the importance for all ages.
Real-World Impact
Studies show that 4 in 10 adults in the U.S. would need to put an unexpected $400 expense on a credit card or would need to borrow money from family or friends to cover the cost.
Lifelong Skills
Financial literacy equips you with the knowledge and confidence to make smart financial decisions throughout your lifetime, building lasting economic security.
Tools to Help Strengthen
Your Financial Literacy
Access trusted resources to build your financial knowledge and skills
Annual Credit Report.com – Home Page
A collaborative effort by the three nationwide credit-reporting companies have joined forces to make it easy for you to request your reports through a central website. It is the only authorized source for your free credit reports.
MyMoney.gov
More than 20 Federal agencies pool resources to offer tools, life events, and principles related to strengthening money management knowledge.
360 Degrees of Financial Literacy
A free program of the nation's certified public accountants to help Americans understand their personal finances through every stage of life.
The Federal Trade Commission
Consumer tools and education on credit, loans, debt, shopping, donating, ID theft, financial scams and more.
Jump$tart Coalition for Personal Financial Literacy
A national non-profit dedicated to advancing financial literacy among students from pre-kindergarten through college.